Jean-Pierre Villetelle holds the position of Head of the Observatory of Enterprises Service at the Banque de France. He is responsible for the production and dissemination of enterprise statistics, as well as the production of studies and research on the behaviour of firms, based on micro-data collected by Banque de France primarily for the assessment of the credit risk of non-financial corporations. He is also the rapporteur of the Observatory of Payment Periods (Observatoire des délais de paiement), a body in charge of monitoring the payment behaviour of businesses and of the public sector as well. He started his career in 1990 as officer at the Ministry of Finance, joined Banque de France in 1993 where he held various positions in the macro-modelling and forecasting Directorate. He had the opportunity to work for two years under a secondment in the Directorate General Research of the ECB in Frankfurt. He has a postgraduate degree in Econometrics and Mathematical Economics, as well as a master's degree in Mathematics.